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in defending himself or herself, if he or she did not have E & O coverage.
With an E&O policy, there will likely be no repayment and if stipulated in the policy, there would be a minimum or maximum deductible required.
They are an affluent segment of professionals both as to educational preparation and the non-competitive nature of their charges for services.
Obviously, every member of the medical profession has a doctor’s degree while every lawyer has a master’s degree or higher.
Economic costs have become an increasing factor in the growing cost of liability and property insurance claims.